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Loan Requirements


Residential Bridge Loan

  • Residential single-family 1-4 properties
  • Multi-Family 5-20 units
  • Non-owner occupied properties, investor only
  • All loans secured by first trust deeds
  • Borrower must be LLC or corporation
  • All projects must include value-add rehabilitation
  • Rehabilitation funds must be verified prior to closing
  • Internal property valuation required
  • $1,250 Underwriting fee
  • Minimum purchase price amount, $95,000

Rehabilitation Loan

  • Incorporated with 1st trust deed Bridge Loan
  • Must not exceed 100% of the purchase price
  • Interest charged on disbursed funds
  • $600 Processing fee
  • Periodic construction draws
  • Licensed contractors required

Ground Up Construction Loan

  • Advance up to 65% of the purchase price
  • Interest rates starting at 9.5%
  • 15 - 24 month term
  • No prepayment penalty
  • Two years tax returns
  • Licensed contractors required
  • Ground up construction experience (min. three deals)

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